Mortgage Firms Kansas City
My fiance and I are searching into getting a home! Woohoo!!! We are both 1st time home buyers, and do not have the ideal credit. Mine isn’t poor, but it is just under the limit to qualify me most areas (Bank of America, and so on.). My fiance doesn’t have much of a credit history, so his credit is not much much better. I was just wondering if any person knew of a excellent mortgage firm that would approve someone in the 600-620 range?
I’ve tried to pre-qualify or whatever with Bank of America and Homestead Financial. They both turned me down. I talked to actual representatives each locations.
Answer by Judy
You would almost certainly qualify for FHA.
Did you speak to bank of american and tried to get pre-qualified?
Or did you just appear up their qualifications on the net.
Make an appointment with them and know for sure.
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My name is Brian Rome and I work for Kansas City Mortgage Group in Overland Park. I do work with a lender that accepts credit scores under 620. Since you are a first time home buyer you do qualify for the $ 8,000 tax credit but you need to have a contract by the end of April and it must close by the end of June.
Contact me when you have a chance so I can learn more about you situation.
913-317-5626 or brome@kcmortgage.com
Thanks and have a great Monday,