This is a community of private lenders where you can secure loans for personal and business loans.
Answer by v b
Use google to get the names. Prosper is one of the better known names. (Prosper issues 3 year loans. It hasn’t even been in business that long.)
Note, you still need good credit to borrow.
If you plan to be a lender, READ everything you can before you lend. Borrowers can default and you can end up with a capital loss rather than 10% for the life of the three year loans.